Location, Character & Mortgage Helper! Tucked away on the Oak Bay/Victoria border, this charming 1948-built home offers 4 bedrooms, 2 bathrooms & 1,950+sq.ft of classic charm with modern updates. Upstairs, find 2 nicely sized bedrooms; updated 4-piece bath; large eat-in kitchen with wood cabinets, wainscotting, & skylight; French doors to classic living room with beautiful wood floors & fireplace; & sunfilled family room. Downstairs, a spacious, full-height walkout lower-level offers a 2-bedroom, 1 bath in-law suite with its own laundry - ideal for extended family or added income! Enjoy outdoor living on a private, South-facing 0.14-acre, fully-fenced lot backing onto tranquil Redfern Park, complete with gardens & a detached garage/workshop for storage or hobbies. All this just minutes to shopping, Oak Bay Rec. Centre, Royal Jubilee Hospital, schools, & transit. A rare opportunity in a sought-after location! This is comfort, convenience, & versatility all in one!